What is a Structural Home Warranty?

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A structural home warranty is a type of warranty that protects designated load-bearing elements of a home. These include roof rafters, trusses, floor and ceiling joists, bearing partitions, foundation walls, and columns.

These policies vary widely from builder to builder and company to company, so it’s important to find a warranty that’s right for you. A well-chosen home warranty will protect your investment and help you build trust with your buyers.


A structural home warranty is a service contract that provides coverage for major structural defects that may occur in a new home. It differs from homeowners insurance in several ways, including cost and coverage limits.

Structural defects are often due to faulty workmanship, shifting soil, and changes in weather conditions. These problems are difficult to predict and control.

However, a good structural warranty can help protect your home’s foundation and load-bearing elements from these risks. It can also save you money on repairs.

The coverage provided by a structural home warranty varies from state to state and builder to builder, but it is designed to establish the same level of confidence in a new home purchase that a homeowners insurance policy does. The warranty covers defects in materials and workmanship for one year, systems defects for two years, and structural defects for ten years.


Structural problems in your new home are rare, but they can happen. They are most often caused by shifting soil or changes in weather conditions (periods of drought followed by heavy rain). Additionally, faulty workmanship can lead to structural issues that might not manifest until years after the home is built.

The best way to mitigate the risk is to get a Structural Home Warranty. This coverage has a lot of benefits, including budgeting confidence, peace of mind, and an easy-to-use dispute resolution process.

The best part is that a warranty can help you stand out from your competition in the eyes of buyers, as it provides a sense of security. It is also a great way to demonstrate your craftsmanship and build lasting relationships with your clients. A good warranty should clearly define its coverages and provide a dispute-resolution process that can help you avoid costly legal battles down the road. To learn more about the many facets of a Structural Home Warranty, download The Definitive Guide to Structural Warranties from 2-10 Home Buyers Warranty.


Many home warranty plans cover major home systems, like HVAC units, plumbing, and electrical systems. These plans can be a great investment for homeowners.

Structural home warranties protect designated load-bearing elements of the home, such as roof framing, masonry arches, columns, and floor systems. They also usually include foundations.

Structural defects can occur for a variety of reasons, including shifting soil and weather conditions. In addition, faulty workmanship can sometimes lead to problems. A structural home warranty is one way to ensure that these defects are addressed, regardless of the cause.


Maintenance is all the action taken to keep machinery, equipment, facilities, and other assets in good working condition. It includes visual inspections, functional checks, spare parts replacements, and installation of new assets in a facility.

There are different maintenance management styles and each one has its own set of responsibilities for a business. Knowing these differences can help you determine which is the best approach for your company.

Time-based maintenance is a preventative maintenance style that focuses on regularly scheduled inspections. This type of maintenance is a good way to catch problems early on and save money on repairs.

This method uses sensors and other hand-held devices to monitor the condition of equipment and alert a technician if something isn’t right. This system can be more efficient than time-based maintenance because it collects data on an asset and alerts a technician in real-time. It also enables the technician to do only the necessary maintenance, reducing the cost and downtime of equipment.

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